Personal Line Underwriter - HYBRID
Location: Honolulu, Hawaii, United States
Company: DB Insurance Co., Ltd.
Job Type: Full-time, Part-time, Hourly
Salary: $50,000 - $100,000 /yr
Posted: Jan 24, 2026
Application deadline: Apr 12, 2026
Source: ZipRecruiter
Job Title
- Personal Line Underwriter
Location
- 1440 Kapiolani Blvd. Ste 950. Honolulu, HI 96814
Salary
- $50,000 - $100,000/year
Position Type
- Full-time
- Non-exempt (Hourly) or Exempt (Salaried)
- Monday – Friday
- 8:00 am - 5:00 pm
- Hybrid after 90 days – 3 days in office/2 days remote
Reports to
- Deputy Branch Manager
Position Overview
We’re seeking a Personal Lines Underwriter to join our team and make an impact! With 5+ years of expertise in Homeowners, Dwelling Fire, Automobile, and Umbrella, you’ll play a key role in driving growth, ensuring profitability, and managing strong agency relationships. If you’re ready to bring your skills, energy, and motivation to a team that values collaboration and results, we’d love to hear from you!
Key Responsibilities
- Underwrite and manage a portfolio of Personal Lines policies, ensuring compliance with company guidelines and regulatory requirements
- Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
- Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
- Develop and maintain strong working relationships with assigned agencies within the territory to drive business growth
- Work closely with other team members and management to achieve monthly and annual branch goals
- Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
- Build and maintain strong agency relationships to foster growth and support business development efforts
- Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
- Review data accuracy and prepare monthly closing reports for each product line
Qualifications
- Minimum 5+ years of experience in underwriting Homeowners, Dwelling Fire, Automobile, and Umbrella
- Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience
- Strong analytical and decision-making skills, with a solid understanding of underwriting principles
- Excellent communication skills, with the ability to work collaboratively with agents and internal teams
- Ability to collaborate effectively with cross-functional teams to meet goals
- Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software
- Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus
Benefits
- Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company
- Paid time off and sick leave
- 13 annual paid holidays
- 401(k) plan with up to 4% company match
- Flexible Spending Account (FSA) & Dependent Care FSA
- Quarterly Fringe Benefit reimbursements
- Job-related training reimbursement
- Casual dress code
About Us
At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.
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