Jr Loan Officer
Location: Decatur, Alabama, United States
Company: Boutique Recruiting
Job Type: Full-time
Posted: Feb 7, 2026
Application deadline: Apr 12, 2026
Source: ZipRecruiter
This is a high-energy, inside sales role built for people who want a real career path, not a desk job. A purpose-driven residential mortgage lender is hiring Jr Loan Officers to join the team in Decatur, Alabama. This role is part of the consumer-direct sales teams, where success is driven by volume, consistency, and effort. In this role, you will work with company-provided inbound leads, spend most of your day on the phone and text campaigns, qualify borrowers using a structured script, and hand off strong opportunities to licensed Loan Officers. You'll be trained, coached, and sponsored to get licensed, with a clear path to becoming a full Loan Officer within 3 - 6 months. This role is designed for motivated, coachable sales professionals who thrive in fast-paced environments, can handle rejection, and want to build a long-term career in mortgage sales with strong earning upside.
Jr. Loan Officer Responsibilities:
- Work inbound internet and digital leads supplied by the company
- Spend 5 - 6 hours per day on the phone using a dialer system
- Qualify borrowers using a structured script and discovery questions
- Manage active text conversations with prospective borrowers
- Identify strong opportunities and pass qualified leads to Loan Officers
- Learn mortgage products, including purchase, refinance, and cash-out loans
- Participate in licensing preparation with corporate training support
- Consistently hit activity and conversion metrics tied to promotion readiness
Jr. Loan Officer Requirements:
- Minimum of 3 years of real-world work experience
- Currently working in a commission-based sales role
- Strong work ethic with the ability to handle rejection and stay consistent
- Coachable mindset and willingness to follow a proven sales process
- High emotional intelligence and professionalism
- Ability and willingness to obtain NMLS licensing
- Comfortable working onsite, full-time, Monday - Friday 8:00 am - 5:00 pm
- High school diploma required; bachelor's degree preferred
- Phone sales experience strongly preferred
Benefits:
- Clear, fast-track promotion path to Loan Officer and beyond
- Monthly commission payouts with no draw recapture
- Extensive inbound lead flow provided by the company
- Paid training and licensing support with corporate trainers
- 401(k) with company match
- Medical, dental, and vision insurance options
- 9 paid holidays + PTO that increases with performance
- Casual office environment with a tight-knit, team-oriented culture
This role is ideal for hungry, driven sales professionals who want structure, volume, coaching, and a clear runway to six-figure earning potential without having to build their own book of business. Apply now! #LI-BT1
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